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This article describes why additional fees might appear on your billing statement after you buy items using a credit card at Windows Phone 7 Marketplace or Windows Phone 8 Store.
Depending on the bank or financial institution that issued your credit card, additional fees might show up on your bill after you have completed your Windows Phone Marketplace or Windows Phone Store purchase.
These are fees that might be charged by the bank or financial institution that issued your credit card, not Microsoft, and can vary by bank.
Customers can avoid paying additional bank fees on credit card purchases by using Mobile Payments (direct mobile operator billing) for app purchases wherever they're offered by your wireless carrier.
Here are two kinds of fees that your bank might charge on international credit card transactions:
Your bank might add an international transaction fee, also known as a "cross border" or "foreign transaction fee." These fees occur when the Windows Phone Marketplace or Store is not set up to process credit card payments locally in your country, but can process your purchase in another country.