Spending limits in Family Safety

If you want to add a credit card directly to the child account, add that first. You'll need to sign in to your child's Microsoft account to add a credit card.

1. Select Sign in below to go to the Payment options page of your Microsoft account.
   Sign in

2. Add the new details by selecting Add a new payment method.

   Note: Make sure you enter all details correctly. If your card is not accepted, try adding the postal code with and without spaces.

3. The payment method will show up as an option during the checkout step for your next online purchase.

4. Sign out of the child account.

5. Open the Family Safety app or sign in to Family Safety with your Microsoft account at family.microsoft.com
   ​​​​​​​Sign in

6. If you're using the mobile app, tap the child's name, then scroll to the bottom of their details.

7. Select Manage spending then enable the toggle for Require approval for every purchase.

If you don't want to add a credit card, family members can learn to make safe, and age-appropriate purchases on their own, up to a limit set by how much money you add - their account cannot be overdrawn.

1. Open the Family Safety app or sign in to Family Safety with your Microsoft account at family.microsoft.com
   ​​​​​​​Sign in

2. If you're using the mobile app, tap the child's name, then scroll to the bottom of their details.

3. To set spending limits, the child must have money in their account. If the child has no money available, you'll see a link to Add Money. If there are funds in their account, you'll see Manage spending - tap or select the link.

4. Enable the toggles for Get notified about every purchase and Activity reporting if you want to see how they are spending the funds you have provided.