Creating strong budget habits early in adult life is essential to building a pathway to financial independence. Here are some easy budgeting templates to help keep spending in check and savings on the rise.
Simple monthly budget
Master your money with this easy monthly budget. It summarizes what you earn and what you spend to help you plan for your long and short-term goals.
Pay off loan vs. invest
Should you pay off your student loans or invest your extra cash? This calculator compares investment options so you can make an informed decision.
Buy a car vs. ride share
Use this worksheet to determine if you should buy a car or use ride share. It considers factors and provides color-coded graphs to summarize your options.
Rent affordability calculator
This rent affordability calculator suggests a range of rents based on your income, accounts for utilities, and targets an amount to save before you move.
Apartment feature checklist
After you’ve saved enough, use this customizable apartment feature checklist to help you find the ideal place to live.
Learn about other ways to manage your life with Microsoft 365