Limits on the money in your Microsoft account

Applies to: Microsoft AccountMicrosoft Store

Money can't be transferred to another Microsoft account and can't be converted from one currency to another.

Spending and balance limits

  • You can redeem gift cards to your Microsoft account, up to a total of USD1,000* on any given day. If you have additional Microsoft accounts registered in your name or that we have determined you created, you can redeem gift card to any or all of your Microsoft accounts up to a total of USD5,000* on any given day (but not more than USD1,000* per Microsoft account). For information about how we define “gift cards”, see Microsoft gift card terms and conditions.
  • At any given time, the maximum amount of money you can store in your Microsoft account is USD1,000*, with a limit of USD5,000* stored in any or all of your other Microsoft accounts (but not more than USD1000* per Microsoft account).
  • In most countries you can spend up to USD1,000* a day, with a limit of USD5,000 from any or all of your other Microsoft accounts (but not more than USD1,000* per Microsoft account). Local laws may have further restrictions.
  • Other local laws may have further restrictions.
  • If you exceed any of these restrictions, you may be temporarily unable to redeem money to your Microsoft account or make purchases using your account balance.

* Or its equivalent in your country or region's currency, with the following exceptions.

Exceptions

Country

Maximum Amount

Australia

AUD1,000

France

EUR250

Note: If you have a Microsoft account established in France, the limits above don't apply. Instead, your Microsoft account is limited so that in any 30-day period, you can only redeem up to EUR250 to your Microsoft account and you can only purchase Products with account balance up to EUR250.

Hong Kong

HKD8,000

India

INR50,000

New Zealand

NZD5,000

Singapore

SGD1,000

Switzerland

CHF3,000

Taiwan

TWD10,000