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We’ve partnered with Experian® to bring world class identity theft monitoring to Microsoft Defender. This feature allows you to monitor your own identity details, as well as your family’s, for breaches on both the public internet and the dark web

How does it work?

If we spot your personal details in a breach, you’ll receive an alert and a detailed breach report telling you exactly what data was found and where. You'll get recommendations on what to do right away to address the situation, details on how this might have happened, information on the possible risks, and tips on how to reduce the chances of it happening again.

You also get 24/7 phone access to a team of highly skilled identity theft professionals who can guide you through the process of addressing the breached details or provide full-service identity restoration services in the event an identity thief is using your personal details to commit fraud.

And up to $1 million in insurance to cover you against losses related to identity theft.

Note: The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

What can we monitor?

Identity theft monitoring can monitor these personal details:

  • Email addresses

  • Passwords

  • Full name

  • Date of birth

  • Phone number(s)

  • Social Security number

  • National IDs

  • Driver’s license number

  • Medical IDs

  • Mother’s maiden name

  • Passport numbers

  • Bank account details

  • International bank account numbers

  • Credit card details

  • Retail card numbers

  • eBay credentials

  • PayPal credentials

You choose which of these information types you want us to monitor.

Important: To start monitoring you'll need to tell us at least your email address, full name, and date of birth.

The service will notify you if it discovers a breach that contains any of the pieces of information you have asked it to monitor. Additionally, it may discover other related personal information, such as your home address or the CVV code of your credit card and will report that to you as well.

How do I get started?

  1. Go to the Microsoft Defender app on your device or the My Defender portal ( on the web.

  2. Locate the identity theft monitoring card on your Defender dashboard and select “Get started”

  3. Follow the steps to create your profile

  4. Add any personal info types that you want us to monitor. 

Adding family members

To add a family member, select the Identity Details card, then select their avatar from the top row of the card. 

The carousel of family avatars on the identity threat monitoring screen.

Important: Family members over the statutory age (13 in the U.S.) need to consent to being monitored before you can add them.

If the family member you want to monitor has not yet consented to identity monitoring, you'll be prompted to request their consent.

How will I get notified? 

Whenever a piece of data you've asked us to monitor - either for yourself or a family member - is found to have been leaked online, you'll get an alert on every device that you're signed into Microsoft Defender on. The alert will also appear on the Microsoft Defender dashboard, and in the Alerts & History page in Defender.

From the alerts you're just a click away from more information and a detailed checklist of things you can do. 

How do we protect your data?

When you add a piece of information to be monitored, we securely transmit that info to Experian®. Microsoft doesn't see or keep your personal information.

How to report problems or make suggestions

We rely on your feedback to help improve this feature, and we encourage you to report any issues you encounter.

Please submit your feedback through the app or portal by selecting your user icon, then Help and feedback.

Give us a clear description of the problem or suggestion, along with specific steps you took when you found the problem.

Note: Identity theft monitoring will be available in the beta version of Microsoft Defender until December 1st, 2022.

Got questions? Get answers!

Come to the Microsoft Answers community for Microsoft Defender to talk about the app with other people who are using it. 

Learn more

Protecting yourself from identity theft online

Note: This article was created by a person with the assistance of an artificial intelligence (AI).

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