What you can do in Copilot and whether you can access Copilot Chat in Word, Excel, PowerPoint, and OneNote depends on the type of Microsoft 365 subscription you have and what your license or organization allows. All subscribers have access to Copilot in Outlook. How to tell what you're licensed for depends on if the account you're using your Microsoft 365 subscription is assigned to a:
Tip: Not sure about your account type? Learn about the differences between a Microsoft account and a work or school account?
How to check your license with a work or school account (Entra ID)
Work or school account users can now see their license by checking the Copilot label associated with their account.
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Sign in to Microsoft 365. On the home page, scroll to the bottom to view your account.
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A label of Copilot Chat (Basic), M365 Copilot (Basic), or M365 Copilot (Premium) appears under your name. This label indicates if you have a Copilot add-on license and the apps where you can access Copilot directly.
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Copilot Chat (Basic) - You don't have the Microsoft 365 Copilot add-on license and don't have access to Copilot in Word, Excel, PowerPoint and OneNote.
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M365 Copilot (Basic) - You don't have the Microsoft 365 Copilot add-on license, but will have standard access to Copilot in the apps.
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M365 Copilot (Premium) - You have a Microsoft 365 Copilot add-on license with priority access for the full experience of Copilot in Word, Excel, PowerPoint, and OneNote.
To get the Copilot experience in Microsoft 365 apps including advanced reasoning and model choice, contact your admin.
Tip: Admins who need help assigning licenses can learn more in Set up Microsoft 365 Copilot and assign licenses.
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How to check your license with a Microsoft account
Only Microsoft account users with a qualifying Microsoft 365 subscription such as Microsoft 365 Personal, Family, or Premium have access to Copilot in Microsoft 365, and only the subscription owner can use Copilot in the desktop apps.
If you’re not sure what version of Microsoft 365 you have, sign in to your Microsoft account dashboard.
Or, if you're using Windows 11, you can see what you’re licensed for by doing the following:
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In the Windows task bar, select Start.
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Select your account to see the Microsoft 365 subscription you’re licensed for.
For more information about what you have access to depending on your subscription, see AI credits and limits for Microsoft 365 Personal, Family, and Premium.
Related topics
What's the difference between the Microsoft Copilot experiences?
