If you want to change how you pay for a Microsoft subscription or for purchases from the Microsoft Store, you can add a payment method to your Microsoft account. Here’s how to add a credit card, debit card, bank account, PayPal account, or mobile phone as a new payment method for your Microsoft account.
Add a new payment method online
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Sign in to the Payment options page with your Microsoft account. If you can't sign in, try troubleshooting issues with your Microsoft account.
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Select Add a new payment method.
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Select the type of payment method you want to add, add your info, and select Save.
Add a new payment method on an Xbox One console
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Sign in to your Xbox One console with your Microsoft account. If you can't sign in, try troubleshooting issues with your Microsoft account.
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Press the Xbox button on your controller to open the guide.
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Select System > Settings > Account > Payment & billing.
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On the Payment options screen, select Add a payment option, choose the type of payment method you want to add, add your info, and then select Save.
You can also remove a payment method or update details for a current payment method. If you're having trouble, you can try some troubleshooting tips.