Limits on the money in your Microsoft account

Adding or spending money

You can only add money or redeem gift cards to your Microsoft account up to a total of USD1,000* on any given day.

You can only spend up to USD1,000* per day.

Account balance

At any given time, the maximum amount of money you can store in a Microsoft account is USD1,000*.

If you have additional Microsoft accounts registered in your name, or accounts that we have determined you created, the combined limit for all of your Microsoft accounts is USD5,000*.

Note

* Or USD equivalent in your country or region's currency

Country exceptions

Local laws might have further restrictions. If you exceed any of these restrictions, you might temporarily be unable to redeem money to your Microsoft account or make purchases using your account balance.

Country Maximum Amount
Australia AUD 1,520
France EUR 150
Note: Your Microsoft account is limited so that in any 30-day period, you can only redeem up to EUR 150 to your Microsoft account and you can only purchase Products with account balance up to EUR 150.
Hong Kong HKD 8,000
India INR 50,000
New Zealand NZD 5,000
Singapore SGD 1,000
Switzerland CHF 3,000
Taiwan TWD 10,000
Note: Gift cards cannot be used to buy hardware in Taiwan.

See also

What can you buy with the funds in your account

Gift card terms and conditions

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