Creating strong budget habits early in adult life is essential to building a pathway to financial independence. Here are some easy budgeting templates to help keep spending in check and savings on the rise.

Simple monthly budget

Master your money with this easy monthly budget. It summarizes what you earn and what you spend to help you plan for your long and short-term goals.

Download the budget template

illustration of a computer monitor with a graph on it

illustration of a piggy bank

Pay off loan vs. invest

Should you pay off your student loans or invest your extra cash? This calculator compares investment options so you can make an informed decision.

Download the calculator

Buy a car vs. ride share

Use this worksheet to determine if you should buy a car or use ride share. It considers factors and provides color-coded graphs to summarize your options.

Download the worksheet

illustration of a car

illustration of a building

Rent affordability calculator

This rent affordability calculator suggests a range of rents based on your income, accounts for utilities, and targets an amount to save before you move.

Download the affordability calculator

Apartment feature checklist

After you’ve saved enough, use this customizable apartment feature checklist to help you find the ideal place to live.

Download the checklist

illustration of a conceptual checklist

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