When you download a file from OneDrive, you decide where to save the file, such as to your computer or phone.
Some browsers save files to the Downloads folder on your computer.
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Open File Explorer, then look under This PC and select Downloads.
Tip: Most browsers have a way to see where your file is stored. In Microsoft Edge, when a download is done, hover over the file in the popup dialog in the upper right and select Show in folder.