How to change your Microsoft subscription payment method and options

Subscriptions with recurring billing

If you have a Microsoft subscription with recurring billing, you can change how you pay at any time unless a payment is past due. You can also cancel or turn off recurring billing for a Microsoft subscription.

  1. Sign in to Services and subscriptions with your Microsoft account. If you have more than one Microsoft account, make sure you're signing in with the one that applies to the subscription you want to change. If you're updating your child's subscription, make sure you sign in with their account, not yours.

  2. Find the subscription in the list, select Manage, and then select Change how you pay.

  3. Selecting Change how you pay gives you a list of your current payment options. If you don't see the option you want, select Add a new way to pay from that list and follow the instructions.

View more topics related to subscriptions

Manage my services & subscriptions

Prepaid subscriptions

For prepaid, you can't change how you pay because it's a prepaid subscription.

However, you can update your payment info and buy a new subscription when your prepaid subscription expires. See Change the payment method or credit card linked to your Microsoft account.

Change subscription plans

You can switch subscription plans for Xbox Live, Game Pass, and Microsoft 365.

To change your subscription recurrence (for example, from monthly to yearly):

  1. Sign in to your Services & subscriptions with your Microsoft account.

  2. Find the subscription in the list.

  3. Select Manage > Change > Switch, and then choose your new recurrence. If you don't see this option, make sure recurring billing is on.

For Microsoft 365, you can switch between Microsoft 365 Personal and Microsoft 365 Family subscriptions. Get more info in the Switch to a different Microsoft 365 for home subscription article.

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