Adding money to your own account balance
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To add money to your Microsoft Account balance, you need to redeem a Microsoft gift card. If you don't have one, you can purchase a gift card.
Adding money to a child's account balance
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Go to family.microsoft.com.
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Find your family member, then select or scroll down to Spending.
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Select Add Money then choose the amount to add to their account and click Next.
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Select your form of payment and Buy, or select Change > Add a new payment method.
Adding a way to pay
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Go to the Payment options page of your account dashboard.
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Select Add a new payment method.
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Select the type of payment method you want to add, add your info, and select Save.